Au

Banc of El — Gold Banking Program

Prepared by: Adam Earth Equities Trust/Divinus Arbor Capital, LP | Banc of El • Date: September 2025

Physical Gold Dore. Institutional Oversight. 14‑Day Cycle.

A commodities arbitrage program delivering physical settlement while building a credit‑enhanced platform for scale.

  • ROI: 120%–130% in 14 days
  • Settlement: Physical 5kg dore
  • Oversight: Banc of El & Divinus Arbor
  • Compliance: NDA • CIS • LOI •KYC • AML
Au
Gold Dore • Assayed & Certified
Estimated Value at Delivery
$550,000 – $575,000

Investor Return

  • Investment: $250,000
  • Return: 5kg gold dore (assayed and certified)
  • Timeline: 14 days
  • Settlement: Physical delivery
  • Estimated Value at Delivery: $550,000–$575,000
  • ROI: 120%–130% in 14 days

Transaction Structure

Your capital finances a single gold shipment from vetted West African mines to a Dallas refinery:

  • Source Countries: Ghana, Liberia, or Sierra Leone
  • Volume: ~500kg gold dore per shipment
  • Purchase Price: $85,000/kg
  • Dallas Refinery Price: $110,000–$115,000/kg
  • Arbitrage Spread: $25,000–$30,000/kg
Total Transaction Value: $12.5M+ gross margin per shipment

Process Overview

  • Days 1–3: Mine assay and government export clearance
  • Days 4–7: Secured air transport (fully insured)
  • Days 8–12: Dallas refinery assay and settlement
  • Days 13–14: Physical delivery of 5kg dore to investor

Triple Verification System

  1. Mine assay – Buyer's representative confirms purity (92–96%)
  2. Government assay – Origin country export authority issues official certificate
  3. Refinery assay – Dallas facility conducts independent verification at spot pricing